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	<title>Myths On Money &#187; Insurance</title>
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	<description>Does it really work?</description>
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		<title>Myth: You Need Credit Insurance</title>
		<link>http://mythsonmoney.com/2009/05/myth-you-need-credit-insurance/</link>
		<comments>http://mythsonmoney.com/2009/05/myth-you-need-credit-insurance/#comments</comments>
		<pubDate>Mon, 11 May 2009 19:47:28 +0000</pubDate>
		<dc:creator>Patrick Payne</dc:creator>
				<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Myths]]></category>

		<guid isPermaLink="false">http://mythsonmoney.com/?p=765</guid>
		<description><![CDATA[In this post&#8230; The Word on the Street What is credit insurance? How they sell it Don&#8217;t fall for it The Short Answer The Long Answer   The Word on the Street: Whenever someone wishes to make a large purchase on credit (like a house or a car), the lender will often try to sell [...]]]></description>
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		<title>Whole Life Insurance: The Basics</title>
		<link>http://mythsonmoney.com/2009/01/whole-life-insurance-the-basics/</link>
		<comments>http://mythsonmoney.com/2009/01/whole-life-insurance-the-basics/#comments</comments>
		<pubDate>Mon, 26 Jan 2009 04:26:02 +0000</pubDate>
		<dc:creator>Patrick Payne</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://mythsonmoney.com/?p=519</guid>
		<description><![CDATA[What is Whole Life? Benefits Drawbacks My Recommendation What is Whole Life? Whole life insurance is the most basic form of permanent life insurance. It is basically a term life insurance policy combined with a fixed-yield savings account. This savings account usually yields an interest rate around 2-5%, but grows tax-deferred, similar to your IRA. [...]]]></description>
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		<title>Term Life Insurance: The Basics</title>
		<link>http://mythsonmoney.com/2009/01/term-life-insurance-the-basics/</link>
		<comments>http://mythsonmoney.com/2009/01/term-life-insurance-the-basics/#comments</comments>
		<pubDate>Wed, 14 Jan 2009 02:44:49 +0000</pubDate>
		<dc:creator>Patrick Payne</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://mythsonmoney.com/?p=476</guid>
		<description><![CDATA[Before you begin reading this post, please refer to some of the terms used when talking about life insurance. What is Term? Why Buy It? Pricing Factors Drawbacks My Recommendation What is Term? Term life insurance is life insurance that you pay for over a fixed time period (or term). When you buy term insurance [...]]]></description>
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		<title>Life Insurance Glossary</title>
		<link>http://mythsonmoney.com/2009/01/life-insurance-glossary/</link>
		<comments>http://mythsonmoney.com/2009/01/life-insurance-glossary/#comments</comments>
		<pubDate>Thu, 08 Jan 2009 15:53:01 +0000</pubDate>
		<dc:creator>Patrick Payne</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://mythsonmoney.com/?p=478</guid>
		<description><![CDATA[Before we get into the various types of life insurance, let&#8217;s go over a few terms that you are likely to run in to when you are looking at life insurance. Premium The premium is the monthly payment that you are required to make to the insurance company. Lapse A lapsed policy is a policy [...]]]></description>
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		<title>MythTip: Buying Life Insurance</title>
		<link>http://mythsonmoney.com/2009/01/mythtip-buying-life-insurance/</link>
		<comments>http://mythsonmoney.com/2009/01/mythtip-buying-life-insurance/#comments</comments>
		<pubDate>Fri, 02 Jan 2009 15:53:52 +0000</pubDate>
		<dc:creator>Patrick Payne</dc:creator>
				<category><![CDATA[Insurance]]></category>

		<guid isPermaLink="false">http://mythsonmoney.com/?p=451</guid>
		<description><![CDATA[Why Life Insurance? When Should I Buy? How Much Should I Buy? Why Life Insurance? Firstly, be aware that life insurance is something that you buy without the intention to ever use it. If you buy a policy on yourself, do you really want to cash it out? The second thing to remember is that [...]]]></description>
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