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	<title>Myths On Money &#187; Budgeting</title>
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	<description>Does it really work?</description>
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		<title>Mythtip: Cut the Cable</title>
		<link>http://mythsonmoney.com/2009/01/mythtip-cut-the-cable/</link>
		<comments>http://mythsonmoney.com/2009/01/mythtip-cut-the-cable/#comments</comments>
		<pubDate>Sat, 17 Jan 2009 22:41:33 +0000</pubDate>
		<dc:creator>Patrick Payne</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://mythsonmoney.com/?p=503</guid>
		<description><![CDATA[The internet is a fantastic resource for anybody looking for the opportunity to shave a few bucks off their monthly budget. Well, actually, it can shave much more than a few bucks. Here is a tip on how to leverage the power of the internet to decrease your expenses and increase your savings! Cut the [...]]]></description>
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		<title>MythTip: Building Your Credit Score</title>
		<link>http://mythsonmoney.com/2008/10/mythtip-building-your-credit-score/</link>
		<comments>http://mythsonmoney.com/2008/10/mythtip-building-your-credit-score/#comments</comments>
		<pubDate>Wed, 01 Oct 2008 22:25:49 +0000</pubDate>
		<dc:creator>Patrick Payne</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[credit]]></category>

		<guid isPermaLink="false">http://mythsonmoney.com/?p=182</guid>
		<description><![CDATA[Okay, I may be guilty of perpetuating a money myth. In my post you must use credit to get credit I am afraid I may have given the impression that the quality of your credit history and score is not an important consideration for lenders (see how easily these myths can spring up?). That was [...]]]></description>
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		<title>MythTip:  Emergency fund &#8220;smoothing&#8221;</title>
		<link>http://mythsonmoney.com/2008/09/mythtip-emergency-fund-smoothing/</link>
		<comments>http://mythsonmoney.com/2008/09/mythtip-emergency-fund-smoothing/#comments</comments>
		<pubDate>Tue, 23 Sep 2008 17:40:18 +0000</pubDate>
		<dc:creator>Patrick Payne</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[economics]]></category>
		<category><![CDATA[emergency fund]]></category>
		<category><![CDATA[saving]]></category>

		<guid isPermaLink="false">http://mythsonmoney.com/?p=134</guid>
		<description><![CDATA[The Business Cycle In economics, the business cycle refers to the tendency of the conomy to fluctuate up and down from growth to recession and back again. It is a pattern that is notable throughout all of recorded economics. The economy flips back and forth, from the roaring 20&#8242;s to the Great Depression, back up [...]]]></description>
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		<title>Myth: Keeping Up With The Jones&#8217;</title>
		<link>http://mythsonmoney.com/2008/09/myth-keeping-up-with-the-jones/</link>
		<comments>http://mythsonmoney.com/2008/09/myth-keeping-up-with-the-jones/#comments</comments>
		<pubDate>Sun, 21 Sep 2008 16:59:07 +0000</pubDate>
		<dc:creator>Patrick Payne</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Myths]]></category>
		<category><![CDATA[savings]]></category>
		<category><![CDATA[spending]]></category>

		<guid isPermaLink="false">http://mythsonmoney.com/?p=120</guid>
		<description><![CDATA[The Word on the Street: Everyone wants to have possessions as fine and expensive as their neighbors do. Most people try to spend in such a way as to ensure that they appear no different than &#8220;everyone else&#8221;.   The Truth: While it is totally possible to keep up with the Jones&#8217;, do not do [...]]]></description>
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		<title>MythTip: Budgeting For Fun!</title>
		<link>http://mythsonmoney.com/2008/08/mythtip-budgeting-for-fun/</link>
		<comments>http://mythsonmoney.com/2008/08/mythtip-budgeting-for-fun/#comments</comments>
		<pubDate>Mon, 18 Aug 2008 22:53:24 +0000</pubDate>
		<dc:creator>Patrick Payne</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[fun]]></category>
		<category><![CDATA[saving]]></category>

		<guid isPermaLink="false">http://mythsonmoney.com/?p=109</guid>
		<description><![CDATA[On a special request, this post will take a quick look at how you can approach the task of deciding how much “fun money” to allow in your budget. Not Science, But Close Enough Like lots of other aspects of personal finance, the decision of how much fun money is too much depends on a [...]]]></description>
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		<title>MythTip: Money in Marriage</title>
		<link>http://mythsonmoney.com/2008/07/mythtip-money-in-marriage/</link>
		<comments>http://mythsonmoney.com/2008/07/mythtip-money-in-marriage/#comments</comments>
		<pubDate>Mon, 28 Jul 2008 23:27:16 +0000</pubDate>
		<dc:creator>Patrick Payne</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Tips]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[Joint Accounts]]></category>
		<category><![CDATA[Marriage]]></category>

		<guid isPermaLink="false">http://mythsonmoney.com/?p=54</guid>
		<description><![CDATA[A lot of people struggle when it comes to merging their finances when they get married. In fact, not many people even think about how complex an issue it can be, and they are taken completely by surprise when they have to face these issues after the honeymoon. In this MythTip, we’ll take a look [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Myth: The Bigger the Tax Return, the Better</title>
		<link>http://mythsonmoney.com/2007/12/myth-the-bigger-the-tax-return-the-better/</link>
		<comments>http://mythsonmoney.com/2007/12/myth-the-bigger-the-tax-return-the-better/#comments</comments>
		<pubDate>Thu, 13 Dec 2007 15:56:27 +0000</pubDate>
		<dc:creator>Patrick Payne</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Myths]]></category>
		<category><![CDATA[saving]]></category>
		<category><![CDATA[taxes]]></category>

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		<description><![CDATA[The Word on the Street: Who doesn&#8217;t like to get a big fat check in the mail from Uncle Sam every April? The Truth: When one understands a little bit about how the U.S. tax system works, it can be seen that the closer to $0 your tax return is, the better it is for [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Myth: Budget is a Four-Letter Word</title>
		<link>http://mythsonmoney.com/2007/12/myth-budget-is-a-four-letter-word/</link>
		<comments>http://mythsonmoney.com/2007/12/myth-budget-is-a-four-letter-word/#comments</comments>
		<pubDate>Wed, 05 Dec 2007 22:48:37 +0000</pubDate>
		<dc:creator>Patrick Payne</dc:creator>
				<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[saving]]></category>

		<guid isPermaLink="false">http://mythsonmoney.com/?p=5</guid>
		<description><![CDATA[The Word on the Street: Budgets have gotten a bad rap over the years. The word itself has become a profanity for many people. They are often considered them nuisances that restrict one’s choices, prohibit fun, and make life miserable in general. The Truth: The truth of budgeting is that a budget is not restrictive [...]]]></description>
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